Built on trust. Backed by expertise. Focused on you.

Your financial
future can be secure.

Ninety Nine Equity helps individuals and families across the U.S. protect their future with technology-driven life insurance and annuity solutions, including IUL, term coverage, and retirement income strategies.

Insurance & Protection

Safeguard yourself and your family with comprehensive insurance solutions.

Legacy Planning

Ensure a smooth and secure transfer of wealth for future generations.

Education Planning

Build a solid educational future for your children’s educational journey.

OUR IMPACT

With Ninety Nine Equity, You’re In Good Company

Ninety Nine Equity helps individuals and families across the U.S. protect their future with technology-driven life insurance and annuity solutions, including IUL, term coverage, and retirement income strategies.

425,000+

Clients Served

500+

Licensed Agents

50 States

Operating Nationwide

19+ Years

Industry Experience

Award Winning, Nationally Recognized

Why should you choose Ninety Nine Equity?

Where traditional agencies feel outdated and transactional, we bring technology, transparency, and tailored strategies designed for growth, legacy, and long-term security.

Judgement-Free Zone

We meet you where you are financially and focus on helping you move forward without pressure or comparison.

Personalized Guidance

Our advisors take time to understand your goals, lifestyle, and values so every recommendation fits your unique situation.

Customized Financial Solutions

We design clear, practical plans that align with your income, priorities, and long-term vision for financial security.

Top Insurer Partners

We work with leading insurance and financial carriers to give you access to the strongest products and most competitive rates available.

Advanced Technology

Our modern tools make it simple to track your progress, review your coverage, and manage your plan securely from anywhere.

Comprehensive Support

From your first consultation to long-term reviews, our team stays by your side to help you adapt as your life and goals evolve.

Top Producers use Legacycrm

One platform for producers: CRM, AMS, and dialer. Keep pipelines moving and relationships warm with scheduled posts, auto-dialer, tasks, ai assistant and personalized birthday messages.

News and Insights

What we’re doing and thinking about.

8 Turning Points That Call for a Life Insurance Policy Review

8 key turning points that can dramatically shift your coverage needs, from major milestones like marriage, home ownership, and having children, to financial changes such as new income, debt, or retirement planning.

Senior couple enjoying a joyful moment together in a lush garden setting, exuding love and happiness.

Why Insurance plays a crucial role in your Retirement Planning

Insurance is more than protection, it’s a foundation for long-term security. The right mix of life insurance and annuity solutions helps safeguard income, cover unexpected costs, and ensure your retirement plan stays on track.

A loving couple shares a tender moment outdoors in a garden setting, expressing happiness and affection.

Outliving Your Savings: The Retirement Nightmare No One Talks About

Outliving your savings is one of the biggest risks retirees face, and too often it’s overlooked in traditional planning. With the right insurance and income strategies, you can turn that nightmare into a retirement built to last.